House Has Tax Liens or Back Taxes? We Buy It Anyway.
Tax liens and back taxes don't disqualify your home from a cash sale. We've seen it all — we handle the liens at closing, pay off what's owed, and you walk away with the net cash. No surprises.
How It Works
Tell Us About the Property
Share your property details and what you know about the tax situation. We work with properties that have delinquent taxes, tax liens, and other encumbrances.
We Run a Title Search
We pull a full title report to identify all liens, back taxes, and encumbrances on the property. No surprises for anyone at closing.
Liens Paid at Closing, You Get Net Cash
At closing, all liens and back taxes are paid off from the sale proceeds. The title company handles it all — you walk away with the net cash.
Why Sellers Choose Us When Liens Are Involved
We've worked with hundreds of sellers across 10 states. Our process is built around your timeline — not ours.
Get My Cash Offer →We buy properties with tax liens — most traditional buyers won't
All back taxes and liens are paid at closing from the proceeds
Full title search upfront — no last-minute surprises
We work with your title company or provide our own
As-is purchase — no repairs, no clean-out required
Close in 14–21 days once title is cleared
Types of Liens We Handle
Property Tax Delinquency
Unpaid property taxes are the most common lien we encounter. Whether it's one year or several years behind, we pay off the tax delinquency at closing and you receive the net proceeds.
IRS / Federal Tax Liens
Federal tax liens are more complex but not impossible. We work with sellers and their tax advisors to understand the payoff amount and structure the transaction accordingly. Note: IRS liens have specific subordination or discharge processes — consult your tax advisor.
HOA Liens
Homeowners association liens for unpaid dues or fines attach to the property and must be paid at closing. We factor the HOA payoff into our offer and handle it through the title company.
Mechanic's Liens
Contractors who weren't paid for work on your home can file a mechanic's lien. These are resolved at closing as part of the title clearance process. We work with the lien holders to negotiate payoffs when necessary.
Frequently Asked Questions
Do you still buy if I owe more in liens than the house is worth?
This is a challenging situation. If the total of all liens exceeds the property's market value, a standard sale may not be possible without negotiating reductions with the lien holders. In some cases, a short sale or negotiated lien discharge may be an option. We'll be transparent about whether a deal is workable after we review the title report — we won't waste your time.
How long does title clearance take?
Straightforward property tax delinquencies can clear in as little as a week once we have the payoff figures. HOA and mechanic's liens are similar. IRS and federal liens take longer due to the discharge or subordination process — typically 30–60 days. We'll give you a realistic timeline after the title search comes back.
Will you work with my title company?
Yes. If you have a preferred title company or one already involved in the situation, we're happy to work with them. We also work with our own trusted title partners in all 10 of our active states if you need a recommendation.
Back Taxes or Liens? We Have a Solution.
Get a cash offer within 24 hours. We handle the liens at closing — you walk away clean.