Facing Foreclosure? Sell Before the Bank Takes Your Home
Every day counts when you're behind on payments. A foreclosure destroys your credit and leaves you with nothing. Selling to us stops the clock — protect your credit score and walk away with cash.
What Happens If You Wait
Missed Payments
You fall 30, 60, then 90+ days behind. Late fees accumulate. Your credit score drops with each missed payment.
Notice of Default
Lender files a Notice of Default — this is the official start of the foreclosure process. It becomes a public record.
Foreclosure Filed
Your lender files for foreclosure. The court process begins. Your window to sell with cash in hand is shrinking fast.
Auction Date Set
The house is scheduled for a public auction. You have a hard deadline — after this date, your options disappear.
Auction / Eviction
The house sells at auction — often for far below market value. The lender keeps everything. You get nothing and face potential eviction.
How It Works
Contact Us Today
Time is critical in a foreclosure situation. Tell us your property address, how far behind you are, and your auction date if you have one. We move fast.
Receive a Cash Offer in 24 Hours
We'll assess the property and come back with a fair cash offer. We work with your payoff amount and current mortgage balance.
Close Before the Auction Date
We close fast — often in 7-14 days. A closing before the auction date stops the foreclosure process entirely and protects your credit.
Why Selling Beats Foreclosure
We've worked with hundreds of sellers across 10 states. Our process is built around your timeline — not ours.
Get My Cash Offer →Closing before the auction stops the foreclosure — your credit is protected
Walk away with cash vs. walking away with nothing at a foreclosure auction
No agent — no commission eating into proceeds needed for your payoff
We work with your lender on the payoff to coordinate a clean closing
Close in as few as 7 days — we move as fast as your situation requires
We buy as-is — you don't need to spend money on the house you're leaving
Selling to Us vs. Foreclosure: Credit Impact
| SELLING TO US | FORECLOSURE | |
|---|---|---|
| Credit Score Impact | Minimal — a cash sale is a normal transaction | Severe — 100–150+ point drop, stays 7 years |
| Cash in Your Pocket | Yes — you receive the net proceeds at closing | None — lender takes everything at auction |
| Future Mortgage Eligibility | Not affected by the sale itself | 3–7 years before you qualify for a mortgage again |
| Deficiency Judgment Risk | None — sale pays off the mortgage | Possible — lender may sue for any shortfall |
Frequently Asked Questions
How fast can you close?
We can close in as few as 7 days when the situation is urgent. We prioritize foreclosure situations because we understand that time is your most critical resource. Tell us your auction date upfront and we'll work backward from there.
Will this stop the foreclosure?
Yes — if we close before the auction date, the sale pays off your mortgage and the foreclosure process ends. The key is acting early enough to complete the title work and closing before the auction. The earlier you reach out, the more options we have.
What if I owe more than the house is worth?
This is called being 'underwater' or having negative equity. In these situations, a short sale may be possible — where your lender agrees to accept less than the full mortgage balance. We have experience with short sale situations and can walk you through the process. It takes longer than a standard cash sale, but it's still far better than going to auction.
Don't Let the Bank Take Your Home
Get a cash offer within 24 hours. The sooner you reach out, the more we can do to help.